ARE YOUR FINANCES ROUGH? CALL HUFF!

Bankruptcy Attorney for the Eastern District of Kentucky
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AARON HUFF

Attorney at Law

I help people in eastern Kentucky through the process of bankruptcy and to get their finances back on track. Because I focus on this area and have over a decade of experience, I can make pushing the financial reset button simple for you.
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BANKRUPTCY QUICK FACTS

A few things you should know...

YOUR INCOME IS A FACTOR.

If you decide to file for bankruptcy, your income plays a part. Anyone can start the process, but making too much money can limit your options and cause you to file for Chapter 13 and have a big effect on the way you restructure your debt.

YOUR CREDIT CAN BE AFFECTED, BUT I CAN HELP.

Don’t rush into filing for bankruptcy. Bankruptcy affects all aspects of credit, from getting loans and using credit cards. The effects last for 10 years and is a matter of public record — meaning employers, lenders, and government can look at your finances.

DAMAGE CONTROL IS JUST THE BEGINNING.

Filing for bankruptcy can help you with your current debt load, but it doesn’t fix the problems that caused the debt. If you’re addicted to shopping or make frequent poor financial decisions, you’ll need to change those habits to make sure it doesn’t happen again.


KNOW WHAT DEBT WILL BE FORGIVEN.

Just because you file for bankruptcy doesn’t mean all of your debts go away. Student loans, real estate or mortgage debt, child support and alimony, and taxes aren’t included. Creditors may also appeal the discharge of debt you owe them, and you still have to pay.

BANKRUPTCY CAN FEEL EMBARRASSING, BUT IT DOESN’T HAVE TO BE.

People just like you file for bankruptcy all the time, for a variety of reasons. It’s a big decision that shouldn’t be taken lightly. The first step of getting back on track is admitting that you need help. I can take a look at your situation and help determine the best course of action to put you back in control of your finances and on the path to financial recovery.

PRACTICE AREAS

Learn what your options are and discover how I can help.

Chapter 7

Sell assets to pay down the majority of your debt and help get a clean slate. Chapter 7 is also known as “liquidation” or “straight bankruptcy.”

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Chapter 13

With Chapter 13 Bankruptcy, you reorganize debt and make payments on your debt over a period of time lasting three to five years. With Chapter 13, you don’t have to sell your assets.

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LET'S GET YOU BACK ON YOU FEET.

GET THE EXPERIENCED & AFFORDABLE

LEGAL REPRESENTATION YOU DESERVE.

If your finances are in rough shape, you need a local, experienced attorney who understands the problem. Filing for bankruptcy doesn’t mean you’re a bad person. It just means you’re stuck in a bad situation and need help.

I grew up in northern Kentucky, and I’ve lived in the area my entire life. I stayed in the area after law school because I wanted to be a resource for my neighbors when they experience rough times. Because I’m the only lawyer in my firm, you won’t be passed around from attorney to attorney. I return phone calls quickly and provide answers to your important questions. Bankruptcy is an important process and ensuring a good foundation for you will help put things back on track.

I treat every case with individual care and attention. That means preparing to represent you in court, if necessary. I have years of experience working in this field and can use that to your advantage. Most of my bankruptcy experience is in the Eastern District of Kentucky. I know how the courts work and can guide you throughout the entire process.

Never forget: finances can be fixed. Both Chapter 7 and Chapter 13 bankruptcy have long-lasting effects, but they aren’t permanent. I can help you navigate the first steps and create a plan of action to equip you for the future. Call me today. We’ll schedule a free consultation and talk about your options for financial freedom.